About 3 in 5 cardholders (61%) with credit card balances have been in debt for at least a year — that’s up from 53% in late ...

The likelihood that a debt collector will sue you over an unpaid balance depends on the debt, the amount and how collectible ...

For example, the Prime Rate is currently 6.75%. There’s nothing preventing a card issuer from tweaking a new customer offer ...

Most adults in the United States (81%) have at least one credit card, and Americans' total credit card balances broke a new record—more than $1.3 trillion—in July 2025. Credit card debt can be a ...

You can stop bleeding interest on credit card debt with one of these cards, allowing you to transfer a balance and not pay interest for as long as 24 months.

Understand common debt repayment strategies you can use to pay off your balances and learn strategies for preventing further debt Written By Written by Contributor, Buy Side Amy Boyington is a ...

One big problem with credit cards is if you keep using them for purchases, you may never pay off your debt. Personal loans, ...

When you're struggling with growing credit card debt, finding relief can feel like a weight has been lifted off your shoulders. Whether through negotiated settlements, forgiveness programs or ...

Numerically, West Virginia Gov. Jim Justice is right that national credit card debt topped $1 trillion for the first time, according to data from the New York Federal Reserve. Focusing on credit card ...

Seeing your score go down after wiping out debt is disheartening. Here's what might've happened behind the scenes. Holly Johnson is a credit card expert and writer who covers rewards and loyalty ...

Chapter 7 or Chapter 13 may discharge or reorganize your credit card debt. Some debts may not be cleared in bankruptcy, such as nondischargeable obligations, recent luxury purchases or fraudulent ...

The Federal Reserve Bank of New York reported U.S. household debt increased to $17.5 trillion in the fourth quarter of 2023. Credit card debt, mortgages and auto loans led to those debt figures. But ...