Learn about teaser rates on credit cards and loans, how they work, and why lenders use them to attract new customers with introductory financial offers.

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. Though both home equity borrowing options use your home as collateral, ...

More buyers are turning to adjustable-rate mortgages, which offer lower initial rates than fixed-rate loans. Some ARMs could shave almost a percentage point off the 30-year fixed rate, recent data ...