Use this strategy for tax- and penalty-free income during early retirement Want to retire early? A Roth IRA conversion ladder could help you tap your tax-sheltered retirement accounts before age ...

What is a Roth conversion ladder? First, let’s start with the Roth IRA. A Roth IRA is a retirement account that allows investors to enjoy tax-free growth and make tax-free withdrawals in retirement.

We don't always make the retirement investment decisions we should, and many times, there's no way to change the past—all we can do is try to do better going forward. But if you've been saving money ...

A Roth conversion ladder is when you take money from tax-deferred retirement accounts and move it into a Roth IRA gradually. With inflation at a 40-year high, now might be a good time to consider ...